Fintech

banking as a service

The Layman’s Guide to Banking as a Service

Banking as a Service (BaaS) is the democratisation of financial capabilities that have fiercely been protected, isolated and hidden in silos for hundreds of years by banks. The fact that BaaS opens up banks’ capabilities and essentially empowers anyone to be able to create their own financial products, goes against every fabric of the traditional …

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alternative data

Alternative Data Meets Fintech: Tweets, Parking Lot Pictures & Criminal Takedowns

In an increasingly competitive market, how are fintech companies adapting to improve their decision making? In industries such as insurance, capital markets, cryptocurrency, wealth and asset management — alternative data is proving to be a valuable source of insight. Like a broken leaf to a hunter or a change of wind direction to a sailor, …

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